Challenge the Insurance of Tomorrow!


Trainings & Fellowships Creative Ideas Tech & IT

Location (s):

  • Canada
  • Online
Montreal, Québec province


How can the IoT and Big Data help better serve policyholders?


Imagine the future of insurance 

The internet of things (IoT) and Big Data are playing an increasingly important role in our daily lives, particularly in our homes and vehicles. This meteoric rise offers new outlooks and brings new challenges and issues for all policyholders.

To help its customers through this transition, TD Insurance is giving you the chance to come up with innovative products or services that use Big Data and the IoT in homes and vehicles to provide better protection to policyholders in their everyday lives.

Whether you're a novice or an expert in the world of insurance, this challenge is an opportunity to demonstrate your creative skills and innovative potential: whether it's a new service, a unique prototype, an innovative programme, or something else entirely, it's over to you to design THE perfect solution that will amaze the TD Insurance teams!

Your mission 

Working in teams of 2-5 people, your mission is to use smart objects and data science to improve the insurance sector. By offering a new solution that prevents risks and provides better cover, create a more personalized service or develop new ways for policyholders to interact with their insurer.

The teams that are selected for the second stage of the challenge will receive advice from a TD Insurance mentor. Your mentor will guide you in the right direction and help you to expand on your solution – the perfect way to make sure you're giving your best!

Finally, the teams chosen for the final will be invited to give a pitch at TD Insurance's headquarters in Montreal to a prestigious jury of company managers and IoT and Big Data experts.

Want to take part? 
Register in just a few clicks and create your own team or join one online!


To take part in the Challenge, Participants must:

  1. Form a team (each team must have a minimum of two (2) and a maximum of five (5) Participants), hereinafter referred to as the 'Team';
  2. Register on the Challenge website ( and then on the Agorize platform (a link to which is provided upon registering on the Challenge site) and read and accept the terms of these Rules; and
  3. Develop a prototype (design, code, business platform, etc.) linked to the given topic (Challenge the insurance of tomorrow: how can the IoT and Big Data benefit policyholders?) (the 'Prototype').


  1. The Challenge's theme will be launched on January 8, 2018, and announced on Agorize's social media channels and on the website
  2. Registrations will be open from January 8, 2018, on
  3. Between January 8, 2018, and February 25, 2018, and once Participants have registered and have read and accepted the terms of these Rules, Teams must then prepare and develop their Prototype in the form of a PowerPoint presentation, which must feature four (4) slides and be based on a template that will be provided to Teams.
  4. Teams will upload their PowerPoint presentation on their Prototype to their team area specific to the Challenge before February 25, 2018.
  5. The jury of MMI employees (the 'Jury') will begin their deliberations on February 26, 2018, at 12.00 (Eastern Standard or Daylight Savings Time as applicable) and continue until March 13, 2018, at 17.00 (Eastern Standard or Daylight Savings Time as applicable). During this time, they will assess the Teams' prototypes and select twenty (20) Teams for the semi-finals.
  6. The twenty (20) Teams chosen for the semi-finals will be announced on March 14, 2018, on:
  7. The twenty (20) Teams of semi-finalists must upload a video explaining their Prototype to the Agorize platform ( by 23.59 (Eastern Standard or Daylight Savings Time as applicable) on April 8, 2018, at the latest.
  8. Of these twenty (20) Teams of semi-finalists, the Jury will choose three (3) Teams of finalists (the 'Winners'), who will prepare for the final between April 12, 2018, and May 3, 2018 (the 'Final').
  9. The Final will be held on May 3, 2018, in Montreal.
  10. At this Final, the results will be announced and the prizes will be awarded to the Winners by the Jury based on the ranking given to each respective project.

Opportunity is About:


Candidates should be from:

Description of Ideal Candidate:


The Challenge is open to all students living in Europe and North America who are at least 18 years old (hereinafter referred to as the 'Participant(s)').

Employees of MMI and of the Service Provider and members of their immediate families are not eligible to become Participants.


Deadline: February 25, 2018

Program Starts: May 03, 2018

Program Ends: May 03, 2018

Cost/funding for participants:

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